
As a PERS Health Insurance Program (PHIP) member, Moda Health and Delta Dental of Oregon offer you and your family innovative, high-quality, evidence-based care wherever you live in the United States.
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Coverage wherever you go
With the Moda Health Medicare Supplement Plan through PHIP, you can use any licensed Medicare contracted provider in the Unites States. This is a traditional Medicare Supplement insurance program that pays secondary to Medicare.
For 2026, this plan includes:
- Comprehensive prescription drug benefit
- Hearing aid benefit through TrueHearing
- Vision benefits through VSP vision coverage
- Alternative care discounts
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Extensive dental network
Our dental plan gives you access to Delta Dental, the nation's largest dental network. Along with the peace of mind knowing that you are covered wherever you go, you'll also save money when you seek care from participating Delta Dental Premier Network and PPO Network Providers. Delta Dental has participating providers who will not charge more than your plan's allowed amount, so there's no balance billing.
You can count on:
- Freedom to choose your dentist
- A nationwide network of participating providers
- No claim forms
- Fast and accurate claims payment
Get detailed dental plan information in the Delta Dental Plan of Oregon 2026 brochure

Member Dashboard
Personalize your healthcare with your Member Dashboard. It gives you tools and resources to help you manage your health, including:
- Real-time claims and benefits information
- Find in-network providers
- Pharmacy and dental cost-estimating tools
Find Care
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