PERS Non-Medicare PPO plans
A health plan for the years before Medicare
If you’re retired and not yet eligible for Medicare, you still need health coverage that fits your lifestyle and healthcare needs.
Our PERS Non-Medicare PPO plan gives you flexible coverage, nationwide access to care and personalized support to help you make the most of your benefits until you’re eligible for Medicare.
Care wherever life takes you
Our Non-Medicare PPO plan gives you the freedom to choose the providers you want, wherever you are in the U.S. and U.S. territories.
- No primary care provider (PCP) required
- See providers nationwide
- No referrals needed

A network that connects you to care
For your medical care needs, we’ve carefully selected a community of primary care providers (PCPs), specialists and partner health systems to help you get quality care and better value from your benefits.
Members living outside of the Connexus service area use Moda’s national network, the Aetna PPO® Network, to receive the in-network benefit level.
PERS members who live inside the Connexus service area (i.e., Oregon, SW Washington, Alaska, and Idaho) have access to the Aetna PPO ® Network for coverage beyond urgent and emergent services.
Here are some of our larger in-network hospital partners:

Unleash the power of your Member Dashboard
Your Member Dashboard is a personalized digital experience that puts the power of your health at your fingertips. It’s easy to use and accessible from anywhere, so you can connect to care and resources tailored to your needs.
Through your dashboard, you can:
- Get prescription price estimates
- See the full list of covered medications
- View Summaries of Benefits and Coverage (SBCs)
- Download your Member Handbook
- Access tools and resources to help manage your health

Modern ways to stay healthy

Text a doctor in seconds
Get care in less than a minute with CirrusMD, at no cost to you. This nationwide telehealth service lets you connect with a doctor in seconds from any computer or mobile device with the CirrusMD app for medical advice, treatment, prescriptions and guidance for non-emergency health concerns.
Note: Members enrolled in the High Deductible Health Plan are subject to the deductible. Once the deductible has been met, there is no member cost share.

All-in-one digital wellness community
Sprout is an all-in-one digital wellness community that helps you build healthy habits and support your well-being, at no extra cost to you.
Whether you’re exploring new hobbies, focusing on your health or looking for extra motivation, this easy-to-use app makes it easy to stay engaged.
Download the app to set personal goals, stay active, join wellness challenges and connect with others who share your interests.

Holistic mental healthcare solution
Meru Health is a holistic mental healthcare solution for depression and anxiety. The 12-week empowerment and support program provides:
- Continuous access to a personal, remote therapist
- Biofeedback training
- Lessons and practices to improve sleep and nutrition
- Proven techniques to change unwanted thoughts and habits
In 2027, Meru Health will be available at no extra cost to members on the non-Medicare PPO plan and High Deductible Health Plan.
Ready to choose better health?
For enrollment information, please visit pershealth.com.