Moda Health. Healthcare from your head to your toes. Delta Dental | Moda Health

Equal Funding

Why Choose Equal Funding?

With a focus on cash flow protection, Equal Funding plans are a good option if you are looking to transition from fully insured plans, or are interested in limiting risk in a partially self-funded environment. Equal Funding plans are also ideal if you're seeking more transparency on what your collective healthcare dollars are going toward on a more granular level.

Equal Funding group plans

Our Equal Funding medical plans are designed to help your employees be their healthy best. Read more by downloading our Equal Funding brochure.

Benefits of Equal Funding

Stability

  • The monthly cost of an Equal Funding plan is consistent, and the plan does not require additional funding
  • Equal Funding plans provide insight into plan performance throughout the year. This allows you to make more informed decisions at renewal.

Protection

  • Defines and maintains risk up-front through the inclusion of stop-loss insurance.
  • You are protected from the unexpected. With Equal Funding, you are not solely responsible for the significant cost if one of your employees has a large claim.
  • You may see lower costs with an Equal Funding plan. Once the period ends, a portion of funds paid but not spent on benefits will be rolled over to the following year as a credit.
  • We keep it simple. We include Aggregate and Specific stop-loss coverage with customizable coverage levels and limits.

Partnering to manage costs

Our goal is to become your partner to help you maximize your healthcare investment. By taking the time to understand your business top to bottom and delivering transparency throughout our partnership, you'll always have the insights needed to make informed decisions about your group's health plan.

  • A 360-degree business evaluation to create a health plan that works for you and your employees
  • Robust reporting to identify short term trends, long-term needs and cost-savings opportunities
  • Industry-leading case management
  • Personalized service and support

Learn more about our pharmacy and Moda Well-being optional benefits

Questions?

We're here to help. Outreach to your broker or contact our Sales and Account Services team for friendly support.

Why Choose Equal Funding?

With a focus on cash flow protection, Equal Funding plans are a good option if you are looking to transition from fully insured plans, or are interested in limiting risk in a partially self-funded environment. Equal Funding plans are also ideal if you're seeking more transparency on what your collective healthcare dollars are going toward on a more granular level.

Equal Funding group plans

Our Equal Funding medical plans are designed to help your employees be their healthy best. Read more by downloading our Equal Funding brochure.

Benefits of Equal Funding

Stability

  • The monthly cost of an Equal Funding plan is consistent, and the plan does not require additional funding
  • Equal Funding plans provide insight into plan performance throughout the year. This allows you to make more informed decisions at renewal.

Protection

  • Defines and maintains risk up-front through the inclusion of stop-loss insurance.
  • You are protected from the unexpected. With Equal Funding, you are not solely responsible for the significant cost if one of your employees has a large claim.
  • You may see lower costs with an Equal Funding plan. Once the period ends, a portion of funds paid but not spent on benefits will be rolled over to the following year as a credit.
  • We keep it simple. We include Aggregate and Specific stop-loss coverage with customizable coverage levels and limits.

Partnering to manage costs

Our goal is to become your partner to help you maximize your healthcare investment. By taking the time to understand your business top to bottom and delivering transparency throughout our partnership, you'll always have the insights needed to make informed decisions about your group's health plan.

  • A 360-degree business evaluation to create a health plan that works for you and your employees
  • Robust reporting to identify short term trends, long-term needs and cost-savings opportunities
  • Industry-leading case management
  • Personalized service and support

Learn more about our pharmacy and Moda Well-being optional benefits

Questions?

We're here to help. Outreach to your broker or contact our Sales and Account Services team for friendly support.

Hello.

We have exciting news to share. ODS is changing its name to Moda Health.

Moda comes from the latin term "modus" and means "a way". We picked it because that's what we are here to do: help our communities find a way to better health.

Together, we can be more, be better.

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Please select the state you live in, or the state where your employer is headquartered, so we can tailor your experience:

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